Cars

Top Car Financing Deals for December 2025

In December 2025, the automotive market presents an array of enticing financing offers for new car buyers. Loan durations are now frequently extending beyond traditional 36 to 48 months, with 60 and 72-month terms becoming standard, often coupled with interest rates as low as 2 percent or less. This period sees numerous manufacturers, including Mazda, Ford, Lucid, BMW, Rivian, Infiniti, Dodge, and Toyota, rolling out aggressive financing specials. Many of these deals also incorporate substantial rebates, potentially reducing the purchase price by thousands of dollars, making it an opportune time for consumers to acquire a new vehicle with favorable financial terms.

Understanding the intricacies of these financing options is crucial for making an informed decision. Before stepping into a dealership, prospective buyers are encouraged to consult comprehensive guides on auto loans and financing. These resources cover essential topics such as application processes, trade-ins, and average interest rates based on credit scores. Utilizing online finance calculators can also help estimate costs and compare different manufacturer loan terms, ensuring buyers are well-prepared to navigate the purchasing process and secure the best possible deal for their next car.

December's Top Financing Offers on Popular Models

This December, car enthusiasts and prospective buyers can take advantage of a variety of attractive financing promotions across several leading automotive brands. Mazda is offering competitive rates on its popular CX-5, CX-50, and 3 Hatchback models, with special incentives on specific CX-5 trims. Ford is providing exceptional deals on its Transit commercial vans, including zero percent APR and significant rebates, highlighting a rare opportunity for businesses. Luxury and electric vehicle markets are also seeing strong offers, with Lucid extending low APRs and substantial price reductions on its Air models, and Rivian making its R1S and R1T electric trucks more accessible with favorable financing terms. BMW is not to be outdone, presenting a wide range of models, including the X3, X7, and M8, with low interest rates and generous loyalty credits.

Specifically, Mazda's CX-5 comes with a 0.9% APR for 60 months, alongside rebates of $750 for Carbon Edition trims and $1250 for Premium Plus trims. The CX-50 (non-hybrid) and 3 Hatchback also qualify for the 0.9% rate. For those opting for external financing or higher rates, Mazda offers cash incentives: $1000 off the CX-50 and $2000 off the CX-5 and 3 Hatchback. Ford's 2025 Transit offers an impressive 0% APR for 60 months, with no down payment for 90 days and a $4000 rebate, applicable to all trims. Lucid's 2026 Air models boast a 0.99% APR for 72 months, or rebates ranging from $12,500 to $19,000, depending on the trim, along with additional incentives for local inventory purchases or competitive trade-ins. Rivian's 2025-2026 R1S and R1T in the Tri Max trim are available at 0.99% APR for 60 months. BMW's diverse lineup, including the 2026 X3, X7, iX, i5, i7, 2-Series Gran Coupe, 5-Series, 8-Series, and M8, features APRs from 0.9% to 1.99% for 60-72 months, with rebates between $1000 and $13,500, with the M8 and i7 offering the highest savings. Infiniti's 2026 QX60 and QX80 Sport models offer 0.9% to 1.9% APR for 60 months or rebates from $6000 to $9000. Finally, the 2025 Dodge Charger Daytona EV (R/T and Scat Pack trims) is available with 0% APR for 72 months and a choice between 90-day deferred payments or a $7750 rebate. Toyota's 2025 Tundra Hybrid offers 0.99% APR for 72 months and a $3000 rebate on iForce Max trims, excluding the TRD Pro, providing a strong option for truck buyer

Score 57% Off the Convenient Litheli Electric Snow Shovel at Walmart

Embrace the winter season without the traditional dread of snow removal, thanks to the exceptional discount on the Litheli Cordless Electric Snow Shovel at Walmart. This innovative tool promises to transform a strenuous chore into a manageable task, allowing homeowners to appreciate the beauty of snowfall from the warmth and comfort of their homes. With a remarkable 57% price reduction, this electric shovel becomes an even more appealing solution for efficient and back-friendly snow clearing.

Traditional snow shoveling can be a physically demanding and time-consuming endeavor, often leaving individuals with aching backs and chapped hands. However, the Litheli Cordless Snow Shovel offers a modern alternative. Unlike gas-powered counterparts, this electric model operates without emitting harmful fumes, contributing to a cleaner environment while ensuring user comfort. Its primary benefit lies in significantly reducing the physical strain associated with manual shoveling, making it a valuable addition to any household's winter toolkit.

The design of the Litheli Cordless Snow Shovel cleverly merges the familiarity of a manual shovel with the power of electric assistance. It features a similar shaft length and an ergonomic handle for comfortable grip and maneuverability. What sets it apart is the integration of either a 4.0Ah or 2.0Ah battery at the top and a dynamic spinning mechanism at the bottom. This innovative setup allows the shovel to propel snow up to 20 feet away, clearing a 12-inch wide path of snow up to 6 inches deep with remarkable ease. Weighing a mere 9.3 pounds, its lightweight construction further enhances its ease of use, particularly in navigating tight or intricate spaces.

Customers who have already experienced the Litheli Cordless Snow Shovel express overwhelming satisfaction. One user enthusiastically noted its lightweight nature, simple assembly process, and effortless handling. They particularly lauded its cordless design, which enables quick and convenient clearing of driveways and sidewalks immediately after a snowfall, eliminating the need for cumbersome power cords.

Another satisfied customer echoed these sentiments, labeling the device as "amazing" and expressing relief from the exhausting manual shoveling routine of previous winters. The inclusion of two batteries in the package was also highlighted as a major convenience, allowing for seamless battery swaps and continuous operation without interruptions.

The Litheli Cordless Electric Snow Shovel stands out as an incredibly practical tool, simplifying one of winter's most challenging duties. Its current price of $90 at Walmart presents an undeniable value, offering a compelling blend of efficiency, convenience, and comfort. By investing in this electric shovel, the act of clearing snow transforms from a burdensome obligation into a more pleasant experience, allowing individuals to fully enjoy the peaceful tranquility of a winter wonderland without the physical toll.

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Ford's EV Battery Reimbursement Practices Under Scrutiny in Lawsuit

Ford Motor Company is currently facing legal challenges over its reimbursement policies for electric vehicle battery replacements, as two New York dealerships allege severe underpayments for costly repairs. This situation underscores broader issues within the automotive industry's shift towards electrification, particularly concerning the financial burden on dealers for high-cost EV components. The lawsuit highlights a significant discrepancy between the actual repair expenses and the compensation provided by Ford, leading to substantial financial strain on the affected dealerships. This development occurs amidst a reported decline in EV demand and Ford's re-evaluation of its electric vehicle production plans, suggesting potential cost-cutting measures that may be impacting its dealer network.

Disputed Reimbursement for EV Battery Services

Two Ford dealerships in New York have initiated legal action, accusing the automaker of insufficient reimbursement for electric vehicle battery replacements. The dealerships claim that while the average cost for a battery replacement, including parts and labor, amounts to approximately $22,600, Ford has reportedly reimbursed as little as $600 per incident in many cases. This considerable gap has resulted in significant financial losses for the dealerships, with one reporting a shortfall of nearly $300,000 across multiple replacements. The lawsuit emphasizes that these reimbursement figures are dramatically lower than the actual expenditures, creating a major point of contention within the dealer-manufacturer relationship. This issue surfaces as Ford adjusts its electric vehicle production, including discontinuing the F-150 Lightning, signaling a recalibration of its EV strategy amid evolving market conditions.

The core of the dispute revolves around the substantial financial discrepancy observed by two New York-based Ford dealerships, Patchogue 112 Motors and Jericho Turnpike Auto Sales. These establishments carried out numerous full battery replacements on Ford's electric vehicles, incurring costs around $22,600 for each service. However, Ford is alleged to have provided reimbursements as low as $600 per repair for the majority of these instances. One dealer cited completing 15 such replacements, with 13 receiving the minimal $600 reimbursement and the remaining two being compensated at approximately $13,000 each, still leaving a deficit of around $286,200. The second dealership reported similar experiences, consistently being underpaid by roughly $20,000 per battery. These allegations raise serious concerns regarding Ford's support for its dealer network in managing the high operational costs associated with EV maintenance, especially in light of the brand's broader strategic shifts within the electric vehicle market, including the impending cessation of F-150 Lightning production. The lawsuit posits that Ford's reimbursement practices effectively shift a significant financial burden from the manufacturer to its independent dealers, challenging the established framework of dealer-manufacturer financial responsibilities.

Legal and Ethical Implications of Ford's Reimbursement Policy

The lawsuit brought against Ford highlights critical legal and ethical questions regarding fair compensation for warranty repairs under state law. New York regulations stipulate that automakers must reimburse dealerships for warranty work at rates comparable to retail services, encompassing both parts pricing and reasonable labor markups. The plaintiffs contend that Ford has disregarded these legal requirements by implementing flat-rate reimbursements that fail to reflect the true market costs of EV battery replacements. While electric vehicles are generally less costly to maintain daily, the expense of a full battery replacement, potentially reaching $25,000, makes adequate reimbursement crucial. By allegedly limiting these reimbursements, Ford is perceived as transferring its financial obligations to its dealerships, a move that could set a precedent for future disputes across the automotive industry.

Filed on December 5, 2025, the case, titled 440 Jericho Turnpike Auto Sales LLC v. Ford Motor Company, initially involves only these two New York dealerships. However, the outcome could potentially inspire similar legal actions in other states, particularly if the broader trend of declining EV sales continues to pressure automakers to cut costs. The question of whether Ford's reimbursement practices constitute a deliberate strategy to save money or merely an oversight remains to be determined through the legal process. This situation adds a layer of complexity to the dealership experience, suggesting that while Ford aims to simplify the car-buying process for consumers, the financial realities for its dealers, especially concerning high-value EV components, are becoming increasingly challenging. The legal battle will scrutinize Ford's adherence to state franchise laws and industry standards for warranty compensation, potentially influencing how other manufacturers manage their relationships with their dealer networks as the automotive sector continues its electric transition.

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